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STOKES INSTITUTIONAL

 

A BOUTIQUE APPROACH TO SERVICING INSTITUTIONAL CLIENTS

Your employees are like family, and you want the best for them. As a family business, we understand that and we are here to support you in providing security for the futures of the people who work for you. Stokes Institutional serves as ERISA 3(21) or 3(38) Fiduciary to 401(k) as well as other Retirement Plan Trustees. What does that mean? We work for no one except for our clients by offering the following:

1. Plan Cost and Benchmarking

Due to compounding, small reductions in fees can mean huge sums of savings to 401(k) plan participants over time. Total Plan Costs include:

  • Recordkeeping and Administrative Fees

  • Investment Advisor and Broker Fees

  • Fund Manager Fees

As the Plan fiduciary, we benchmark each of these provider’s fees against the competitive marketplace, ensuring more dollars remain in the participants’ pockets.

2. Fund Lineup and Model Portfolio Construction

As your Plan fiduciary, our goal is to help you develop a fund lineup which allows your 401(k) plan participants ample options to invest for retirement. Our services include

  • Development of an Investment Policy Statement 

  • Fund lineup construction utilizing evidence

  • Construction of risk-based Model Portfolios for ease of choice 

  • Performance Benchmarking and Review

We will help you offer the highest quality investment lineup and easy-to-use Model Portfolios to your 401(k) plan participants.

3.Engagement and Plan Design

You are offering your 401(k) plan for your employees, and you want them to take advantage of it. At Stokes Institutional, we assist in employee engagement through the following:

  • Plan design recommendations to increase participation or reduce company expenses

  • Educational seminars 

  • One-on-one participant meetings

Every 401(k) plan is different. We can help you make the right choice for your company.